Secure Socket Layer (SSL) forms the foundation of most secure website transactions, of late. From verifying the authenticity of a website to encrypting sensitive payment details. SSL provides a robust security framework for every successful website reigning on the internet. As per RBI Guidelines, it is compulsory to have an SSL if your website has a payment gateway.
An SSL Certificate installed on a web server, it enables the padlock and the “https” protocol which permits secure connection from a web server to a browser. In the context of various electronic payments nowadays, SSL permits the cardholder to transmit entire payment details to the merchant’s server through an extremely secure gateway. Ransacking the old history, Netscape Communications originally developed Secure Socket Layer (SSL) in order to provide security for browser interactions with web servers. SSL became a popular open security protocol ie widely used now by all the websites. In layman’s term, SSL establishes a secure communication channel between two computers while both are connected to the internet.
By the word ‘security’, it indicates that the communicating parties use that channel to exchange data in a confidential manner. ‘Encryption’ and ‘decryption’ methodologies code and decode the flowing data respectively. Moreover, SSL also enables both communicating parties to check the integrity (sanctity) of that data, and optionally, to authenticate each other.
You require it in following cases –
You do not require it in following cases –
Few website owners, especially the e-commerce website makers, hold a wrong notion about SSL. For their clarification, SSL only serves the purpose of a generic secure communication protocol. And not supposed to use as a payment protocol.